Last updated: 10th June 2020
Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the https://gsdfinancially.com website (the “Service”) operated by GSDFinancially.com (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Accounts
When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
Funding Services
Use of and access to the Site or Services is void where prohibited by law. By using the Site or Services, you represent and warrant that (a) any and all information you submit is truthful and accurate; (b) you are of a legal age to form a binding contract to receive funding; (c) your use of the Site or Services does not violate any applicable law or regulation or any obligation; and (d) your use of the Site or Services is for a bona fide business purpose.
Please note that we are not a government agency, government organization, financial institution, funding provider or other funding provider. We are a company providing value added services meant to connect small-medium businesses with small business funding providers. We may receive a referral fee from funding providers for providing the connection between you and the fund providers. The Service does not necessarily include all fund providers or all types of products available in the marketplace. We can’t guarantee to you will be matched or be given an offer, nor that your matches will be the best possible rates and terms available in the market.
Please note that generally you, either on your own or through an independent third party, as required by applicable law, can apply for small-medium business funding without the use of the Services directly with a small-medium business funding provider.
By using the Site or Services to assist your self-representation, you agree to the following terms. You are representing yourself and/or the entity you are authorized to represent in this business matter. No attorney-client or other professional privilege is created with Company. You have been fully informed of the Services that Company is performing. No governmental entity or authority has evaluated or approved Company’s knowledge or experience, or the quality of Company’s Services.
Please note that you may obtain information regarding small-medium business funding from a professional business consultant, financial institution or other funding provider. Company is not permitted to provide you the actual funding or any kind of advice, explanation, opinion, or recommendation about possible financial or legal rights, remedies, defenses, options, selection of forms or strategies.
COMPANY DOES NOT GUARANTEE THAT YOU WILL RECEIVE FUNDING FROM ANY PROVIDER.
No information on the Site is to be construed as financial product advice or a recommendation, to buy or sell any financial product. The Services provided by Company does not constitute an offer, invitation, solicitation or recommendation in relation to the subscription, purchase or sale of financial products.
Application Services
We shall provide the following assistance with respect to your search for a small-medium business funding:
(1) preliminary funding assessment services on behalf of our trusted third party funding providers (the “Funding Provider(s)”) using the information provided by you through the pre-qualification questioner completed by you for the grant of such small-medium business funding (“ Prequalification Criteria”). The pre-qualification questioner may request information including but not limited to business name and address, amount and intended purpose of funding sought, certain financial information and documents regarding the business, and certain information and documents regarding your business (the “Application Information”); (2) additional Services (the ” Additional Services“) designed to improve your credit score or otherwise improve the attractiveness of your funding application. If offered to you, you will be provided with relevant information and tips for how to improve your credit score and other factors such as: sales, cash flow management etc.
You agree to provide true, accurate, current and complete Application Information. We are not responsible for any Service-related issues arising from your failure to provide true, accurate, current and complete Application Information. If we determine, in our sole discretion, that you have failed to do so, we may suspend or terminate your access to the Site and Service. If, based on our Prequalification Criteria and at our sole discretion you are found eligible, we will forward your Application Information to Funding Providers. By providing the Application Information to Company, you authorize us to furnish the Funding Provider with your Application Information on your behalf and, if necessary, verify certain fields of your Application Information You may be found eligible for business funding by several Funding Providers. In case you have been found eligible by several Funding Providers, your authorization to share your Application Information will apply to each Funding Provider you have chosen to complete the application process with, as described in this paragraph.
We collect such Personal Information that you provide us in order for us to provide you with our Services. This Personal Information may include: your full name, gender, birth date, place of birth, place of residence, profession and professional experience, social security number, or the Application Information. Telephone conversations may be recorded.
Your receipt of the funding from the Funding Provider is subject to a separate agreement between you and the Funding Provider. You acknowledge and agree that Company has no role in the Funding Provider’s decision to provide or not provide funding to you, and that Company provides the Application Information to the Funding Provider on your behalf.
You authorize us to use the Application Information for all purposes related to the Service, and to have continued access to your Application Information, provided that such access shall be used solely for the purpose of providing the Service to you.
Funding Providers may require you to provide bank statements in order to complete their assessment process regarding your request (“ the Statements”). You may be able to choose to (1) Share your Statements with the Funding Provider(s) through the options provided on their respective website(s); or (2) use the third party service through our website which will enable us and the Funding Provider(s) to retrieve your Statements (some Funding Providers may enable you to use the third party service on their respective websites). By using the third party service, you represent and warrant that you have taken all the required steps with your bank in order to authorize the third party service or similar applicable third parties to obtain access to your bank account(s). If you choose to use the third party service on our website, you will be asked to enter your online banking credentials. These credentials will not be stored or used by us. To learn more about the third party service, please visit their website. To view the third party service’s privacy policy, click here. The Statements may be retained and shared by us with the Funding Provider(s) or sent directly to the Funding Provider(s), based on the contractual relationship between the third party service and the Funding Provider(s). Please note that some Funding Providers may require a separate process of obtaining your Statements as part of their authorization process, even if such Statements have been provided by one of the options mentioned in this paragraph.
Intellectual Property
The Service and its original content, features and functionality are and will remain the exclusive property of GSDFinancially.com and its licensors.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by GSDFinancially.com.
GSDFinancially.com has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that GSDFinancially.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Termination
We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Governing Law
These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Contact Us
If you have any questions about these Terms, please contact us.